FXIFY vs Tradeify: Compared Rule by Rule for 2026
Two firms, two operating philosophies. FXIFY was founded in 2023 out of London; Tradeify followed in 2024 from USA, and the product design reflects that lineage. FXIFY focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while Tradeify covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Tradeify prices its 100K challenge at ~"39/month, roughly a hundred dollars below FXIFY, and FXIFY uses a static drawdown while Tradeify runs a trailing one.
Side-by-side comparison
| Rule | FXIFY | Tradeify |
|---|---|---|
| Markets | Forex, Indices, Metals, Crypto, Oil | Futures (CME) |
| Audited variants | 9 | 3 on watchlist |
| Evaluation | 1, 2 or 3-Step | 1-Step (Growth/Select/Lightning) |
| Account sizes | $2.5K to $400K | $25K, $50K, "00K, "50K |
| Fee (100K) | ~$489 | ~$265 one-time |
| Profit split | 75 to 90% (100% on 2-Phase Classic) | 90% (Sim Funded) / 80% (Elite Live) |
| Max drawdown | 6 to 10% (configurable) | $2,000 EOD trailing |
| Drawdown type | Static | Trailing |
| Daily loss | 4% | None during eval |
| Consistency rule | None on standard | 40% (eval) / 20–30% scaling (funded) |
| Min trading days | 0 with add-on, 3 default | 3 |
| Payout speed | 24 hours | ~1 business day |
| Payout frequency | On-demand from day 1 | Bi-weekly (Flex) / Daily (Lightning) |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Allowed | Not allowed |
| Scaling cap | $4M | Elite Live accounts after 5 payouts |
| US traders | Yes (most products) | Yes |
| Trustpilot | 4.4 (6,800+) | 4.6 (~2,000) |
| Value score | 85 | 77 |
Verdict
Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
Heads up: Tradeify has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
FXIFY strengths
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
FXIFY weaknesses
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures
Tradeify strengths
No activation fee, 3 day min eval, daily payout option, EOD drawdown locks early
Tradeify weaknesses
Monthly subscription, newer firm, 40% consistency rule