FXIFY Review: Fees, Rules and Payout Mechanics
A London-based prop firm that built its reputation on highly customisable evaluations. Traders pick their own profit target, drawdown and number of phases, and can stack add-ons for 90 percent split, no minimum days, or refundable fees. The model is denser than most but appeals to traders who know exactly what they want. Below: every rule that governs the FXIFY evaluation and funded account, with a side-by-side comparison to the firms most often considered alongside it.
Choose your FXIFY account
9 programs audited from the June 2026 master dataset. Pick a program and size to see the exact rules that apply.
- Fee
- $549
- Profit split
- 80–90%
- Max drawdown
- 6% = $6,000
- Daily loss
- 3%
- Profit target
- 10%
- First payout
- ~5d (after 1st funded trade)
- Payout cadence
- First on-demand; then monthly/bi-weekly
- Consistency
- None
All sizes priced for One Phase7 tiers
| Size | Fee | Currency |
|---|---|---|
| $5K | $59 | USD |
| $10K | $89 | USD |
| $25K | "99 | USD |
| $50K | $379 | USD |
| $100K | $549 | USD |
| $200K | ",049 | USD |
| $400K | $2,950 | USD |
Notes:EAs/news/weekend allowed
Compare account sizes
| Variant | DD Type | Min Days | Cycle | Speed | Cap %/$ | Consistency | First payout |
|---|---|---|---|---|---|---|---|
| FXIFY One Phase | EOD Trailing | 5 | First on-demand; then monthly/bi-weekly | On-demand first ~24h | — | None | Day 5 |
| FXIFY Two Phase (Classic/Standard/Pro) | EOD Trailing | 4 | First on-demand then 14/30d | 1-3 days | — | Classic ~10% funded | Day 4 |
| FXIFY Three Phase | Static | 5 | First on-demand then monthly | On-demand | — | None | Day 5 |
| FXIFY Instant Funding | EOD Trailing | 5 | Every 14 days | ~24-48h | — | None | Day 5 |
| FXIFY Instant Funding Lite | EOD Trailing | 14 | Every 14 days | Bi-weekly | — | 20% | Day 14 |
| FXIFY Lightning Challenge | EOD Trailing | 3 | Bi-weekly | After first 7d | — | 30% | Day 3 |
| FXIFY Futures Standard | Static | 14 | Every 14 days | ~24-48h | — | 30% eval+funded | Day 14 |
| FXIFY Futures Expert | EOD Trailing | 3 | Every 14 days | ~24-48h | — | None eval / 40% funded | Day 3 |
| FXIFY Futures Direct-to-Sim | EOD Trailing | 14 | Every 14 days | ~24-48h | — | 20% | Day 14 |
A London-based prop firm that built its reputation on highly customisable evaluations. Traders pick their own profit target, drawdown and number of phases, and can stack add-ons for 90 percent split, no minimum days, or refundable fees. The model is denser than most but appeals to traders who know exactly what they want.
| Size | Eval |
|---|---|
| $50K | $269 |
| $100K | $489 |
| $200K | $905 |
Fee refund: Yes (with 1st payout) + 25% refund add-on
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures
75 to 90% (100% on 2-Phase Classic)
Maximum achievable split
Recently detected changes
Live crawler-detected changes at FXIFY, reviewed and published by our editors. Sitewide feed: /price-index.
- payout
FXIFY payout terms shift detected: per-cycle cap and consistency gate no longer listed, first payout after 5 days
Changes detected on FXIFY's public pages: the previously listed $5,000 per-cycle payout cap and $50,000 per-account cap are no longer stated (now "no max cap", scaling to $4,000,000); first payout window moved from 30 days to 5 days; profit split now listed as 75-80% default up to 90% (100% add-on on some plans, previously flat 80/20); the "0 withdrawal fee and the two-consecutive-cycles consistency gate are no longer listed. Detected automatically; always confirm current terms with the firm before purchasing.
Get alerted when FXIFY changes prices or rules
One email per detected change at this firm. Nothing else.
Compare FXIFY against
Longest track record, $200M+ paid, static drawdown, no consistency rule
95% profit split (Stellar), 15% profit share during challenge, news trading allowed in evaluation, 24hr payout guarantee
Scale to $4M, 100% split at top tier, 10 year track record, 4.8 Trustpilot
Head-to-head matchups featuring FXIFY
Rule-by-rule comparisons against the firms most often considered alongside FXIFY.
Pick FXIFY if you want maximum customisation of the challenge (drawdown, target, split, minimum days all configurable) and a UK base. Pick Hola Prime if the 110 percent fee refund and very fast payouts are the headline features that matter to you, accepting a younger firm and a thirty percent consistency rule.
Pick Blue Guardian if you want the simplest possible rule set and a Canada-based jurisdiction. Pick FXIFY if you value configurability and on-demand payouts from day one, and you do not mind navigating add-on pricing.
Pick FXIFY if you want configurability and on-demand payouts. Pick Funded Trading Plus if a narrower, more predictable rule set matters more than customisation.
Pick The5ers if the small starting account and profit-split scaling roadmap fit your plan. Pick FXIFY if you want to configure drawdown, target and split at purchase time.
Pick FTMO if you want the industry benchmark for track record and a single well-understood ruleset. Pick FXIFY if you want per-purchase configurability and on-demand payouts.
Pick FundedNext if the newer, more configurable challenge structure suits your evaluation preferences. Pick FXIFY if the ~$489 entry fee at the 100K tier changes your break-even maths, or the one hundred percent headline split materially affects your annual take. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Pick FundingPips if the newer, more configurable challenge structure suits your evaluation preferences. Pick FXIFY if the ~$489 entry fee at the 100K tier changes your break-even maths, or the one hundred percent headline split materially affects your annual take. Neither firm is objectively better; the wrong one is the firm whose rules you will forget under pressure.
Pick Apex Trader Funding if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"67 one-time entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.
Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. Pick Topstep if you want US futures on Rithmic or Tradovate rather than spot FX, or the "49/month entry fee at the 100K tier changes your break-even maths. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
Pick Alpha Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the "65 one-time entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.
Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
Pick E8 Markets if the ~$228 to $488 entry fee at the 100K tier changes your break-even maths, or the trailing drawdown lock behaviour of E8 Markets matches your session windows. Pick FXIFY if trading without a consistency rule matches how you actually size positions, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.
Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or the one hundred percent headline split materially affects your annual take. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.
Browse FXIFY in context
Quick facts
- MarketsForex, Indices, Metals, Crypto, Oil
- Account sizes$2.5K to $400K
- Evaluation1, 2 or 3-Step
- Min trading days0 with add-on, 3 default
- Time limitUnlimited
- US tradersYes (most products)
- Payout methodsWire, Crypto, Rise
- Trustpilot4.4 / 5
Disclaimer: This is independent editorial research based on public firm documentation and trader reports. We are not affiliated with FXIFY. Information was last verified on 20 July 2026 and prop firm rules can change without notice. Always read the firm's current terms before purchasing an evaluation.