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    9 audited variantsFounded 2023 · London, UK

    FXIFY Review: Fees, Rules and Payout Mechanics

    A London-based prop firm that built its reputation on highly customisable evaluations. Traders pick their own profit target, drawdown and number of phases, and can stack add-ons for 90 percent split, no minimum days, or refundable fees. The model is denser than most but appeals to traders who know exactly what they want. Below: every rule that governs the FXIFY evaluation and funded account, with a side-by-side comparison to the firms most often considered alongside it.

    Cheapest path to funding
    "49
    Futures Standard
    Fastest first payout
    3d
    Lightning Challenge
    Highest split available
    100%
    Two Phase (Classic/Standard/Pro)

    Choose your FXIFY account

    9 programs audited from the June 2026 master dataset. Pick a program and size to see the exact rules that apply.

    Variant-level data
    Fee
    $549
    One-time (100% refund)
    Profit split
    80–90%
    Max drawdown
    6% = $6,000
    EOD Trailing
    Daily loss
    3%
    Profit target
    10%
    First payout
    ~5d (after 1st funded trade)
    Payout cadence
    First on-demand; then monthly/bi-weekly
    On-demand first ~24h
    Consistency
    None
    All sizes priced for One Phase7 tiers
    SizeFeeCurrency
    $5K$59USD
    $10K$89USD
    $25K"99USD
    $50K$379USD
    $100K$549USD
    $200K",049USD
    $400K$2,950USD

    Notes:EAs/news/weekend allowed

    Compare account sizes

    ModelOne-time fee
    Split75 to 90% (100% on 2-Phase Classic)
    Drawdown6 to 10% (configurable)
    Payout24 hours
    Scaling$4M
    Audited Variants (9)Deep audit · 20 July 2026
    VariantDD TypeMin DaysCycleSpeedCap %/$ConsistencyFirst payout
    FXIFY One PhaseEOD Trailing5First on-demand; then monthly/bi-weeklyOn-demand first ~24hNoneDay 5
    FXIFY Two Phase (Classic/Standard/Pro)EOD Trailing4First on-demand then 14/30d1-3 daysClassic ~10% fundedDay 4
    FXIFY Three PhaseStatic5First on-demand then monthlyOn-demandNoneDay 5
    FXIFY Instant FundingEOD Trailing5Every 14 days~24-48hNoneDay 5
    FXIFY Instant Funding LiteEOD Trailing14Every 14 daysBi-weekly20%Day 14
    FXIFY Lightning ChallengeEOD Trailing3Bi-weeklyAfter first 7d30%Day 3
    FXIFY Futures StandardStatic14Every 14 days~24-48h30% eval+fundedDay 14
    FXIFY Futures ExpertEOD Trailing3Every 14 days~24-48hNone eval / 40% fundedDay 3
    FXIFY Futures Direct-to-SimEOD Trailing14Every 14 days~24-48h20%Day 14
    Static EOD Trailing Intraday Trailing EOD Balance User Choice

    A London-based prop firm that built its reputation on highly customisable evaluations. Traders pick their own profit target, drawdown and number of phases, and can stack add-ons for 90 percent split, no minimum days, or refundable fees. The model is denser than most but appeals to traders who know exactly what they want.

    Pricing Matrix
    SizeEval
    $50K$269
    $100K$489
    $200K$905

    Fee refund: Yes (with 1st payout) + 25% refund add-on

    Key Strength

    Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based

    Key Weakness

    Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures

    Platforms
    MT4
    MT5
    cTrader
    TradeLocker
    DXtrade
    News trading: Allowed
    Weekend holding: Allowed
    EAs/Bots: Allowed
    Min trading days: 0 with add-on, 3 default
    Profit Split
    100%

    75 to 90% (100% on 2-Phase Classic)

    Maximum achievable split

    Payout Rules
    First payout in
    1 days
    Cycle
    On-demand from day 1
    Cap per cycle
    Unspecified
    Cap per account
    $4M
    Split schedule
    75 to 90% (100% on 2-Phase Classic)
    Withdrawal
    Wire, Crypto, Rise
    Consistency gate
    None on standard
    Evaluation Phases
    1
    1-Step
    10% profit, no Phase 2
    2
    2-Step Phase 1
    8% profit
    3
    2-Step Phase 2
    5% profit
    4
    Funded
    Live trading, on-demand payouts
    Scaling Roadmap
    "00K
    $200K
    $400K
    $4M (max)
    Variant rules audited from PDF master data; pricing tiers interpolatedData verified July 2026

    Recently detected changes

    Live crawler-detected changes at FXIFY, reviewed and published by our editors. Sitewide feed: /price-index.

    • payout

      FXIFY payout terms shift detected: per-cycle cap and consistency gate no longer listed, first payout after 5 days

      Changes detected on FXIFY's public pages: the previously listed $5,000 per-cycle payout cap and $50,000 per-account cap are no longer stated (now "no max cap", scaling to $4,000,000); first payout window moved from 30 days to 5 days; profit split now listed as 75-80% default up to 90% (100% add-on on some plans, previously flat 80/20); the "0 withdrawal fee and the two-consecutive-cycles consistency gate are no longer listed. Detected automatically; always confirm current terms with the firm before purchasing.

    Get alerted when FXIFY changes prices or rules

    One email per detected change at this firm. Nothing else.

    Compare FXIFY against

    Head-to-head matchups featuring FXIFY

    Rule-by-rule comparisons against the firms most often considered alongside FXIFY.

    FXIFY vs Hola Prime

    Pick FXIFY if you want maximum customisation of the challenge (drawdown, target, split, minimum days all configurable) and a UK base. Pick Hola Prime if the 110 percent fee refund and very fast payouts are the headline features that matter to you, accepting a younger firm and a thirty percent consistency rule.

    FXIFY vs Blue Guardian

    Pick Blue Guardian if you want the simplest possible rule set and a Canada-based jurisdiction. Pick FXIFY if you value configurability and on-demand payouts from day one, and you do not mind navigating add-on pricing.

    FXIFY vs Funded Trading Plus

    Pick FXIFY if you want configurability and on-demand payouts. Pick Funded Trading Plus if a narrower, more predictable rule set matters more than customisation.

    FXIFY vs The5ers

    Pick The5ers if the small starting account and profit-split scaling roadmap fit your plan. Pick FXIFY if you want to configure drawdown, target and split at purchase time.

    FXIFY vs FTMO

    Pick FTMO if you want the industry benchmark for track record and a single well-understood ruleset. Pick FXIFY if you want per-purchase configurability and on-demand payouts.

    FXIFY vs FundedNext

    Pick FundedNext if the newer, more configurable challenge structure suits your evaluation preferences. Pick FXIFY if the ~$489 entry fee at the 100K tier changes your break-even maths, or the one hundred percent headline split materially affects your annual take. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.

    FXIFY vs FundingPips

    Pick FundingPips if the newer, more configurable challenge structure suits your evaluation preferences. Pick FXIFY if the ~$489 entry fee at the 100K tier changes your break-even maths, or the one hundred percent headline split materially affects your annual take. Neither firm is objectively better; the wrong one is the firm whose rules you will forget under pressure.

    FXIFY vs Apex Trader Funding

    Pick Apex Trader Funding if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"67 one-time entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.

    FXIFY vs Topstep

    Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. Pick Topstep if you want US futures on Rithmic or Tradovate rather than spot FX, or the "49/month entry fee at the 100K tier changes your break-even maths. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.

    FXIFY vs My Funded Futures

    Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.

    FXIFY vs Alpha Futures

    Pick Alpha Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the "65 one-time entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.

    FXIFY vs Tradeify

    Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.

    FXIFY vs E8 Markets

    Pick E8 Markets if the ~$228 to $488 entry fee at the 100K tier changes your break-even maths, or the trailing drawdown lock behaviour of E8 Markets matches your session windows. Pick FXIFY if trading without a consistency rule matches how you actually size positions, or a static 6 to 10% (configurable) drawdown gives you a fixed floor to plan against. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.

    FXIFY vs Earn2Trade

    Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or the one hundred percent headline split materially affects your annual take. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.

    Browse FXIFY in context

    Quick facts

    • MarketsForex, Indices, Metals, Crypto, Oil
    • Account sizes$2.5K to $400K
    • Evaluation1, 2 or 3-Step
    • Min trading days0 with add-on, 3 default
    • Time limitUnlimited
    • US tradersYes (most products)
    • Payout methodsWire, Crypto, Rise
    • Trustpilot4.4 / 5

    Disclaimer: This is independent editorial research based on public firm documentation and trader reports. We are not affiliated with FXIFY. Information was last verified on 20 July 2026 and prop firm rules can change without notice. Always read the firm's current terms before purchasing an evaluation.