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    2 audited variantsFounded 2015 · Prague, CZ

    FTMO Review: Fees, Rules and Payout Mechanics

    The industry benchmark since 2015 with the longest payout track record among forex prop firms. Static drawdown and no consistency rule make it mathematically the most trader friendly evaluation structure. Completed its acquisition of OANDA in December 2025. Below: every rule that governs the FTMO evaluation and funded account, with a side-by-side comparison to the firms most often considered alongside it.

    Cheapest path to funding
    €499
    Challenge 1-Step
    Fastest first payout
    14d
    Challenge 2-Step
    Highest split available
    90%
    Challenge 2-Step

    Choose your FTMO account

    2 programs audited from the June 2026 master dataset. Pick a program and size to see the exact rules that apply.

    Variant-level data
    Fee
    €540
    One-time (refundable)
    Profit split
    80–90%
    Max drawdown
    10% = "0,000
    Static
    Daily loss
    5% = $5,000
    Profit target
    P1 10% / P2 5%
    First payout
    14 days default
    Payout cadence
    14-day default / on-demand
    Hours to 1-2 days
    Consistency
    None
    All sizes priced for Challenge 2-Step5 tiers
    SizeFeeCurrency
    $10K€89EUR
    $25K€250EUR
    $50K€345EUR
    $100K€540EUR
    $200K€1,080EUR

    Notes:Standard or Swing; 100% fee refund

    Compare account sizes

    ModelOne-time fee
    Split80 to 90%
    Drawdown10%
    Payout~8 hours to 1 day
    Scaling$2M (no $400K tier)
    Audited Variants (2)Deep audit · 20 July 2026
    VariantDD TypeMin DaysCycleSpeedCap %/$ConsistencyFirst payout
    FTMO Challenge 2-StepStatic1414-day default / on-demandHours to 1-2 daysNoneDay 14
    FTMO Challenge 1-StepEOD Trailing1414-day defaultHours to 1-2 days50% best-dayDay 14
    Static EOD Trailing Intraday Trailing EOD Balance User Choice

    The industry benchmark since 2015 with the longest payout track record among forex prop firms. Static drawdown and no consistency rule make it mathematically the most trader friendly evaluation structure. Completed its acquisition of OANDA in December 2025.

    Pricing Matrix
    SizeEvalReset
    $10K€89€89
    $25K€155€155
    $50K€250€250
    $100K€540€540
    $200K€1,080€1,080

    Fee refund: Yes (with 1st payout, 2-Step only)

    Key Strength

    Longest track record, $200M+ paid, static drawdown, no consistency rule

    Key Weakness

    $400K scaling cap, no futures, news restrictions on funded accounts, US traders via FTMO US only

    Platforms
    MT4
    MT5
    cTrader
    DXtrade
    News trading: Restricted on funded accounts (2-min window)
    Weekend holding: Swing account only
    EAs/Bots: Allowed with restrictions
    Min trading days: 4
    Profit Split
    90%

    80 to 90%

    Maximum achievable split

    Payout Rules
    First payout in
    14 days
    Cycle
    Every 14 days
    Cap per cycle
    Uncapped
    Cap per account
    Uncapped
    Split schedule
    80% standard, 90% on FTMO Premium tier
    Withdrawal
    Free (wire/Skrill/crypto)
    Min profit
    No minimum
    Evaluation Phases
    1
    Phase 1 (1-Step)
    10% profit, no Phase 2
    2
    Phase 1 (2-Step)
    10% profit
    3
    Phase 2 (2-Step)
    5% profit
    4
    Funded
    Live trading
    Scaling Roadmap
    "00K
    $200K
    $400K
    $2M (max)
    Pricing & payout rules hand-verifiedData verified July 2026Source

    Get alerted when FTMO changes prices or rules

    One email per detected change at this firm. Nothing else.

    What traders say

    Verified Trustpilot excerpts at FTMO, last reviewed 2026-06-25. 17,800 total reviews. We display excerpts, we do not author ratings. Open on Trustpilot ↗

    positive
    First payout landed in under 48 hours via Rise. Dashboard is dated but the rules are exactly what they advertise and support actually reads what you write.
    Trustpilot · 2026-05-12
    negative
    Two losses on a Friday afternoon and I hit the static drawdown faster than I expected. No surprise on the rule, but the 10 percent is tighter than it sounds when volatility spikes.
    Trustpilot · 2026-04-30

    Compare FTMO against

    Head-to-head matchups featuring FTMO

    Rule-by-rule comparisons against the firms most often considered alongside FTMO.

    FTMO vs FundedNext

    Pick FTMO if you weight track record, regulated broker infrastructure and the absence of a consistency rule above all else. Pick FundedNext if you want a higher headline split (up to ninety five percent), unrestricted news trading and twenty four hour payout processing, and you can accept a younger firm with a forty percent consistency rule.

    FTMO vs FundingPips

    Pick FTMO if longevity, regulated execution and operational maturity matter most. Pick FundingPips if you want lower fees, a higher cap on the profit split and faster onboarding, accepting that the firm has roughly four years of operating history versus FTMO's ten.

    FTMO vs The5ers

    Pick FTMO if you want a single, well-understood product with the largest payout history. Pick The5ers if you want a smaller starting account (from $2.5K), the option of a 1, 2 or 3-step path, and a profit split that scales toward 100 percent through the funded programme.

    FTMO vs Apex Trader Funding

    Pick Apex if you want US futures market access through Tradovate or Rithmic, one-time fees and the largest payout track record in the futures space. Pick FTMO if you want forex, indices, metals and crypto through MT4, MT5 or cTrader, with the longest payout history in that category.

    FTMO vs E8 Markets

    Pick FTMO for the longest verifiable payout history and OANDA-backed infrastructure. Pick E8 Markets for its wider evaluation catalogue and higher headline split ceiling.

    FTMO vs FXIFY

    Pick FTMO if you want the industry benchmark for track record and a single well-understood ruleset. Pick FXIFY if you want per-purchase configurability and on-demand payouts.

    FTMO vs Topstep

    Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or a 1 to 2 days first payout window fits your cashflow. Pick Topstep if you want US futures on Rithmic or Tradovate rather than spot FX, or the "49/month entry fee at the 100K tier changes your break-even maths. Neither firm is objectively better; the wrong one is the firm whose rules you will forget under pressure.

    FTMO vs My Funded Futures

    Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 10% drawdown gives you a fixed floor to plan against. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.

    FTMO vs Alpha Futures

    Pick Alpha Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the "65 one-time entry fee at the 100K tier changes your break-even maths. Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.

    FTMO vs Tradeify

    Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.

    FTMO vs Earn2Trade

    Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or the ninety percent headline split materially affects your annual take. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.

    Browse FTMO in context

    Quick facts

    • MarketsForex, Indices, Commodities, Crypto, Stocks
    • Account sizes"0K to $200K
    • Evaluation1-Step or 2-Step
    • Min trading days4
    • Time limitUnlimited
    • US tradersVia FTMO US / OANDA only
    • Payout methodsWire, Skrill, Crypto
    • Trustpilot4.8 / 5

    Disclaimer: This is independent editorial research based on public firm documentation and trader reports. We are not affiliated with FTMO. Information was last verified on 20 July 2026 and prop firm rules can change without notice. Always read the firm's current terms before purchasing an evaluation.