FTMO vs FundingPips: Compared Rule by Rule for 2026
FTMO is the established forex prop benchmark; FundingPips is the most aggressive of the post-2022 cohort, competing on price and split. Both ship with cTrader and MT5, both use static drawdown, but they diverge on consistency rules and operational maturity.
At 100K: FTMO from €399, FundingPips from $444.
Side-by-side comparison
| Rule | FTMO | FundingPips |
|---|---|---|
| Markets | Forex, Indices, Commodities, Crypto, Stocks | Forex, Indices, Metals, Crypto, Energies |
| Watchlist | No | No |
| Evaluation | 1-Step or 2-Step | 1-Step or 2-Step |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $150K, $200K | $5K, $10K, $25K, $50K, $100K, $200K |
| Fee (100K) | €399 | $444 |
| Profit split | 80 to 90% | 80 to 100% |
| Max drawdown (100K) | 10% | 5% |
| Drawdown type | End-of-day trailing | Intraday trailing |
| Daily loss (100K) | $3,000 | $3,000 |
| Consistency rule | 50% | 15% |
| Min trading days | n/a | n/a |
| First payout | 14 days | 14 days |
| News trading | Restricted on funded accounts (2-min window) | Allowed |
| EAs / bots | Allowed with restrictions | Allowed |
| Weekend holding | Swing account only | Allowed |
| US traders | Via FTMO US / OANDA only | Yes |
| Trustpilot | Trustpilot profile | Trustpilot profile |
Verdict
Pick FTMO if longevity, regulated execution and operational maturity matter most. Pick FundingPips if you want lower fees, a higher cap on the profit split and faster onboarding, accepting that the firm has roughly four years of operating history versus FTMO's ten.
FTMO strengths
Longest track record, static drawdown, no consistency rule
FTMO weaknesses
Capped scaling, no futures, news restrictions on funded accounts, US traders via FTMO US only
FundingPips strengths
Widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency, consistency score, recent rule change complaints