Topstep vs Tradeify: Compared Rule by Rule for 2026
Topstep is the longest-running futures prop firm; Tradeify is one of the fastest-growing newer entrants. Both target the futures category, both offer trailing drawdown, but they diverge meaningfully on cost structure and rule flexibility.
At 100K: Topstep from $99/month, Tradeify from $153.
Side-by-side comparison
| Rule | Topstep | Tradeify |
|---|---|---|
| Markets | Futures (CME) | Futures (CME) |
| Watchlist | on watchlist | on watchlist |
| Evaluation | 1-Step (Combine) | 1-Step (Growth/Select/Lightning) |
| Account sizes | $50K, $100K, $150K | $25K, $50K, $100K, $150K, $300K |
| Fee (100K) | $99/month | $153 |
| Profit split | 90% | 90 to 100% |
| Max drawdown (100K) | $3,000 | $3,500 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Daily loss (100K) | n/a | $2,500 |
| Consistency rule | 55% | n/a |
| Min trading days | n/a | 1 |
| First payout | 3 days | 5 days |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed (limited) | Allowed |
| Weekend holding | Not allowed | Not allowed |
| US traders | Yes | Yes |
| Trustpilot | Trustpilot profile |
Verdict
Pick Topstep if track record and the live-funded pathway matter more than monthly cost. Pick Tradeify if you want a one-time fee, a slightly looser rule set and on-demand payouts without waiting for a monthly cycle.
Heads up: Topstep and Tradeify have announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
Topstep strengths
14 year track record, live funded account pathway, breakeven drawdown lock
Topstep weaknesses
Monthly subscription model, tightest drawdown in industry, slower monthly payouts
Tradeify strengths
No activation fee, 3 day min eval, daily payout option, EOD drawdown locks early
Tradeify weaknesses
Monthly subscription, newer firm, consistency rule