Apex Trader Funding vs My Funded Futures: Compared Rule by Rule for 2026
Apex and My Funded Futures (MFFU) sit at the heart of the one-time-fee futures prop category. Both removed monthly subscriptions, both lean on Tradovate and Rithmic, and both offer aggressive multi-account scaling. The differences come down to drawdown mechanics and how each firm handles payout sequencing.
Side-by-side comparison
| Rule | Apex Trader Funding | My Funded Futures |
|---|---|---|
| Markets | Futures (CME) | Futures (CME) |
| Audited variants | 2 on watchlist | 5 |
| Evaluation | 1-Step | 1-Step (Core/Rapid/Pro/Flex/Builder) |
| Account sizes | $25K to $150K | $25K, $50K, $100K, $150K |
| Fee (100K) | ~$167 one-time (promos to ~$30) | $125 (50K Builder, one-time) |
| Profit split | 100% (flat, Apex 4.0) | 80 to 90% (plan-specific) |
| Max drawdown | Trailing ($3K on 100K) | $2K to $3K trailing (plan-specific) |
| Drawdown type | Trailing | Trailing |
| Daily loss | $500 to $2,000 (EOD accounts only) | None (no DLL) |
| Consistency rule | 50% best-day (funded calculator only, none in evaluation) | None on Builder, Rapid and Rapid EOD; best-day rule on Pro |
| Min trading days | 5 | 1 |
| Payout speed | 3 to 5 days | ~1 minute (reported) |
| Payout frequency | Weekly (2x/month) | Daily (Rapid) / Weekly (Builder, Flex) |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed (no HFT) |
| Weekend holding | Not allowed | Not allowed |
| Scaling cap | 6 payouts per PA | $100K payout cap; path to live |
| US traders | Yes | Yes |
| Trustpilot | 4.3 (17,860+) | 4.9 (4,000+) |
| Value score | 84 | 84 |
Verdict
Pick Apex if you want the largest community, deepest payout history and the simplest end-of-day drawdown calculation. Pick MFFU if you prefer the EoD trailing variant that locks earlier and a payout structure that pays from the first eligible day without the activation lag some traders see at Apex.
Heads up: Apex Trader Funding has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
Apex Trader Funding strengths
Flat 100% profit split, one-time eval fee, large funded account base, simplified rule set
Apex Trader Funding weaknesses
Trailing drawdown, 6 payouts per PA cap, $85/month PA fee, ongoing Riot v. Apex litigation
My Funded Futures strengths
No daily loss limit, ultra fast payouts (~1 min), 100% first $10K, path to live capital
My Funded Futures weaknesses
Monthly subscription, strict HFT restrictions, newer track record