FXIFY vs My Funded Futures: Compared Rule by Rule for 2026
Two firms, two operating philosophies. FXIFY was founded in 2023 out of London; My Funded Futures followed in 2023 from USA, and the product design reflects that lineage. FXIFY focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while My Funded Futures covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm.
At 100K: FXIFY from $299, My Funded Futures from $169.
Side-by-side comparison
| Rule | FXIFY | My Funded Futures |
|---|---|---|
| Markets | Forex, Indices, Metals, Crypto, Oil | Futures (CME) |
| Watchlist | No | No |
| Evaluation | 1, 2 or 3-Step | 1-Step (Core/Rapid/Pro/Flex/Builder) |
| Account sizes | $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $100K, $150K, $200K, $250K, $400K | $5K, $10K, $20K, $25K, $50K, $100K, $150K |
| Fee (100K) | $299 | $169 |
| Profit split | 80 to 100% | 70 to 90% |
| Max drawdown (100K) | $3,250 | $3,000 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Daily loss (100K) | $2,000 | $1,750 |
| Consistency rule | 50% | n/a |
| Min trading days | n/a | 1 |
| First payout | n/a | 2 days |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed (no HFT) |
| Weekend holding | Allowed | Not allowed |
| US traders | No (US now restricted) | Yes |
| Trustpilot |
Verdict
Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or a configurable static drawdown gives you a fixed floor to plan against. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
FXIFY strengths
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
FXIFY weaknesses
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures
My Funded Futures strengths
No daily loss limit, ultra fast payouts, path to live capital
My Funded Futures weaknesses
Monthly subscription, strict HFT restrictions, newer track record