FundedNext vs FXIFY: Compared Rule by Rule for 2026
FundedNext and FXIFY sit on opposite sides of the prop-firm rulebook, and the choice between them tends to come down to two or three specific numbers rather than brand. Both operate in the forex-led category, both accept MT5 and cTrader accounts, and both publish monthly payout figures. The commonalities end at the drawdown mechanic. On the numbers that matter, FXIFY prices its 100K challenge at ~$489, roughly several dozen euros or dollars below FundedNext, and FXIFY advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | FundedNext | FXIFY |
|---|---|---|
| Markets | Forex, Indices, Metals, Crypto, Energies | Forex, Indices, Metals, Crypto, Oil |
| Audited variants | 7 | 9 |
| Evaluation | 1-Step or 2-Step (Stellar) | 1, 2 or 3-Step |
| Account sizes | $6K to $200K | $2.5K to $400K |
| Fee (100K) | ~$549 | ~$489 |
| Profit split | 80 to 90% (95% add-on) | 75 to 90% (100% on 2-Phase Classic) |
| Max drawdown | 10% | 6 to 10% (configurable) |
| Drawdown type | Static | Static |
| Daily loss | 5% | 4% |
| Consistency rule | 40% | None on standard |
| Min trading days | 5 | 0 with add-on, 3 default |
| Payout speed | 24 hours guaranteed | 24 hours |
| Payout frequency | Bi-weekly / On-demand | On-demand from day 1 |
| News trading | Allowed in evaluation; 40% news-profit rule on funded accounts | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Allowed | Allowed |
| Scaling cap | $4M | $4M |
| US traders | Yes | Yes (most products) |
| Trustpilot | 4.5 (71,000+) | 4.4 (6,800+) |
| Value score | 89 | 85 |
Verdict
Pick FundedNext if the newer, more configurable challenge structure suits your evaluation preferences. Pick FXIFY if the ~$489 entry fee at the 100K tier changes your break-even maths, or the one hundred percent headline split materially affects your annual take. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
FundedNext strengths
95% profit split (Stellar), 15% profit share during challenge, news trading allowed in evaluation, 24hr payout guarantee
FundedNext weaknesses
Newer firm (2022), 40% news-profit rule on funded accounts, UAE/Bangladesh HQ
FXIFY strengths
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
FXIFY weaknesses
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures