FTMO vs Tradeify: Compared Rule by Rule for 2026
Two firms, two operating philosophies. FTMO was founded in 2015 out of Prague; Tradeify followed in 2024 from USA, and the product design reflects that lineage. FTMO focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while Tradeify covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Tradeify prices its 100K challenge at ~"39/month, roughly a hundred dollars below FTMO, and Tradeify advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | FTMO | Tradeify |
|---|---|---|
| Markets | Forex, Indices, Commodities, Crypto, Stocks | Futures (CME) |
| Audited variants | 2 | 3 on watchlist |
| Evaluation | 1-Step or 2-Step | 1-Step (Growth/Select/Lightning) |
| Account sizes | "0K to $200K | $25K, $50K, "00K, "50K |
| Fee (100K) | €540 | ~$265 one-time |
| Profit split | 80 to 90% | 90% (Sim Funded) / 80% (Elite Live) |
| Max drawdown | 10% | $2,000 EOD trailing |
| Drawdown type | Static | Trailing |
| Daily loss | 5% | None during eval |
| Consistency rule | None | 40% (eval) / 20–30% scaling (funded) |
| Min trading days | 4 | 3 |
| Payout speed | ~8 hours to 1 day | ~1 business day |
| Payout frequency | Bi-weekly / Monthly | Bi-weekly (Flex) / Daily (Lightning) |
| News trading | Restricted on funded accounts (2-min window) | Allowed |
| EAs / bots | Allowed with restrictions | Allowed |
| Weekend holding | Swing account only | Not allowed |
| Scaling cap | $2M (no $400K tier) | Elite Live accounts after 5 payouts |
| US traders | Via FTMO US / OANDA only | Yes |
| Trustpilot | 4.8 (29,000+) | 4.6 (~2,000) |
| Value score | 92 | 77 |
Verdict
Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or trading without a consistency rule matches how you actually size positions. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
Heads up: Tradeify has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
FTMO strengths
Longest track record, $200M+ paid, static drawdown, no consistency rule
FTMO weaknesses
$400K scaling cap, no futures, news restrictions on funded accounts, US traders via FTMO US only
Tradeify strengths
No activation fee, 3 day min eval, daily payout option, EOD drawdown locks early
Tradeify weaknesses
Monthly subscription, newer firm, 40% consistency rule