FTMO vs My Funded Futures: Compared Rule by Rule for 2026
Two firms, two operating philosophies. FTMO was founded in 2015 out of Prague; My Funded Futures followed in 2023 from USA, and the product design reflects that lineage. FTMO focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while My Funded Futures covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, My Funded Futures prices its 100K challenge at ~"07/month, roughly a hundred dollars below FTMO, and My Funded Futures advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | FTMO | My Funded Futures |
|---|---|---|
| Markets | Forex, Indices, Commodities, Crypto, Stocks | Futures (CME) |
| Audited variants | 2 | 5 |
| Evaluation | 1-Step or 2-Step | 1-Step (Core/Rapid/Pro/Flex/Builder) |
| Account sizes | "0K to $200K | $25K, $50K, "00K, "50K |
| Fee (100K) | €540 | ~"07/month |
| Profit split | 80 to 90% | 80 to 90% (plan-specific) |
| Max drawdown | 10% | $2K to $3K trailing (plan-specific) |
| Drawdown type | Static | Trailing |
| Daily loss | 5% | None (no DLL) |
| Consistency rule | None | None on Rapid / 50% best-day on Builder & Flex |
| Min trading days | 4 | 1 (Starter/Expert) |
| Payout speed | ~8 hours to 1 day | ~1 minute (reported) |
| Payout frequency | Bi-weekly / Monthly | Daily (Rapid) / Weekly (Builder, Flex) |
| News trading | Restricted on funded accounts (2-min window) | Allowed |
| EAs / bots | Allowed with restrictions | Allowed (no HFT) |
| Weekend holding | Swing account only | Not allowed |
| Scaling cap | $2M (no $400K tier) | "00K payout cap; path to live |
| US traders | Via FTMO US / OANDA only | Yes |
| Trustpilot | 4.8 (29,000+) | 4.9 (4,000+) |
| Value score | 92 | 84 |
Verdict
Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 10% drawdown gives you a fixed floor to plan against. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
FTMO strengths
Longest track record, $200M+ paid, static drawdown, no consistency rule
FTMO weaknesses
$400K scaling cap, no futures, news restrictions on funded accounts, US traders via FTMO US only
My Funded Futures strengths
No daily loss limit, ultra fast payouts (~1 min), 100% first "0K, path to live capital
My Funded Futures weaknesses
Monthly subscription, strict HFT restrictions, newer track record