FTMO vs FXIFY: Compared Rule by Rule for 2026
FTMO and FXIFY are the two most-compared forex props at opposite ends of the rule-strictness axis. FTMO ships a single, tight evaluation product; FXIFY sells nearly every challenge parameter as a configurable option.
At 100K: FTMO from €399, FXIFY from $299.
Side-by-side comparison
| Rule | FTMO | FXIFY |
|---|---|---|
| Markets | Forex, Indices, Commodities, Crypto, Stocks | Forex, Indices, Metals, Crypto, Oil |
| Watchlist | No | No |
| Evaluation | 1-Step or 2-Step | 1, 2 or 3-Step |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $150K, $200K | $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $100K, $150K, $200K, $250K, $400K |
| Fee (100K) | €399 | $299 |
| Profit split | 80 to 90% | 80 to 100% |
| Max drawdown (100K) | 10% | $3,250 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Daily loss (100K) | $3,000 | $2,000 |
| Consistency rule | 50% | 50% |
| Min trading days | n/a | n/a |
| First payout | 14 days | n/a |
| News trading | Restricted on funded accounts (2-min window) | Allowed |
| EAs / bots | Allowed with restrictions | Allowed |
| Weekend holding | Swing account only | Allowed |
| US traders | Via FTMO US / OANDA only | No (US now restricted) |
| Trustpilot | Trustpilot profile |
Verdict
Pick FTMO if you want the industry benchmark for track record and a single well-understood ruleset. Pick FXIFY if you want per-purchase configurability and on-demand payouts.
FTMO strengths
Longest track record, static drawdown, no consistency rule
FTMO weaknesses
Capped scaling, no futures, news restrictions on funded accounts, US traders via FTMO US only
FXIFY strengths
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
FXIFY weaknesses
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures