Earn2Trade vs FXIFY: Compared Rule by Rule for 2026
The comparison between Earn2Trade and FXIFY keeps surfacing in trader forums for the same reason: they overlap on marketing but diverge sharply on the mechanics that actually decide payouts. Earn2Trade focuses on CME futures instruments via Rithmic and Tradovate, while FXIFY covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Earn2Trade prices its 100K challenge at ~"50/month (TCP100), roughly a hundred dollars below FXIFY, and FXIFY advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | Earn2Trade | FXIFY |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Metals, Crypto, Oil |
| Audited variants | 2 | 9 |
| Evaluation | 1-Step (Gauntlet Mini / Trader Career Path) | 1, 2 or 3-Step |
| Account sizes | $25K to $200K | $2.5K to $400K |
| Fee (100K) | ~"50/month (TCP100) | ~$489 |
| Profit split | 80/20 (flat) | 75 to 90% (100% on 2-Phase Classic) |
| Max drawdown | ~$2K to $2.5K (fixed floor) | 6 to 10% (configurable) |
| Drawdown type | Trailing | Static |
| Daily loss | None (drawdown-based) | 4% |
| Consistency rule | 30% (eval) | None on standard |
| Min trading days | 10 (TCP) | 0 with add-on, 3 default |
| Payout speed | Weekly (Wednesdays) | 24 hours |
| Payout frequency | Weekly | On-demand from day 1 |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Not allowed | Allowed |
| Scaling cap | Scales to $400K | $4M |
| US traders | Yes | Yes (most products) |
| Trustpilot | 4.7 (2,800+) | 4.4 (6,800+) |
| Value score | 82 | 85 |
Verdict
Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FXIFY if you want MT4, MT5 or cTrader access to forex, indices and metals, or the one hundred percent headline split materially affects your annual take. The realistic decision comes down to which of the two rule sets you will still respect after a losing week.
Earn2Trade strengths
Long track record (since 2016), strong reputation, structured education path, weekly payouts
Earn2Trade weaknesses
Subscription model, slower scaling than newer competitors, no forex/CFDs
FXIFY strengths
Fully configurable challenge, on-demand payouts from day one, no consistency rule on standard, UK-based
FXIFY weaknesses
Add-on pricing can balloon the entry fee, newer firm without long payout track record, no futures