TradeDay vs Topstep: Compared Rule by Rule for 2026
TradeDay 2.0 launched a static-drawdown, no-scaling-plan product aimed directly at Topstep's consistency-focused trader. Topstep still owns the live-funded pathway; TradeDay competes on rule simplicity.
At 100K: TradeDay from $119, Topstep from $99/month.
Side-by-side comparison
| Rule | TradeDay | Topstep |
|---|---|---|
| Markets | Futures (CME) | Futures (CME) |
| Watchlist | No | on watchlist |
| Evaluation | 1-Step (Quick Pay / Fast Pass) | 1-Step (Combine) |
| Account sizes | $25K, $50K, $100K, $150K | $50K, $100K, $150K |
| Fee (100K) | $119 | $99/month |
| Profit split | 50 to 90% | 90% |
| Max drawdown (100K) | $3,000 | $3,000 |
| Drawdown type | End-of-day trailing | End-of-day trailing |
| Daily loss (100K) | n/a | n/a |
| Consistency rule | 30% | 55% |
| Min trading days | 5 | n/a |
| First payout | 1 days | 3 days |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed (limited) |
| Weekend holding | Not allowed | Not allowed |
| US traders | Yes | Yes |
| Trustpilot | Trustpilot profile |
Verdict
Pick Topstep for the live-capital pathway and its long-standing track record. Pick TradeDay if a static drawdown and a rule set built around consistency, not activations, is the better fit.
Heads up: Topstep has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
TradeDay strengths
Three drawdown types to match style, early payout eligibility, no activation fee, scaling profit split, real path to Funded Live capital, established track record
TradeDay weaknesses
Monthly subscription model, consistency rule, futures only
Topstep strengths
14 year track record, live funded account pathway, breakeven drawdown lock
Topstep weaknesses
Monthly subscription model, tightest drawdown in industry, slower monthly payouts