My Funded Futures vs The5ers: Compared Rule by Rule for 2026
Two firms, two operating philosophies. My Funded Futures was founded in 2023 out of USA; The5ers followed in 2016 from Raanana, and the product design reflects that lineage. My Funded Futures focuses on CME futures instruments via Rithmic and Tradovate, while The5ers covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, My Funded Futures prices its 100K challenge at ~"07/month, roughly a hundred dollars below The5ers, and My Funded Futures uses a trailing drawdown while The5ers runs a static one.
Side-by-side comparison
| Rule | My Funded Futures | The5ers |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Metals, Crypto, Futures |
| Audited variants | 5 | 5 |
| Evaluation | 1-Step (Core/Rapid/Pro/Flex/Builder) | 1/2/3-Step |
| Account sizes | $25K, $50K, "00K, "50K | $5K to $250K |
| Fee (100K) | ~"07/month | ~$74 to $595 |
| Profit split | 80 to 90% (plan-specific) | 80 to 100% (scales) |
| Max drawdown | $2K to $3K trailing (plan-specific) | 4 to 6% |
| Drawdown type | Trailing | Static |
| Daily loss | None (no DLL) | 3% (pause) |
| Consistency rule | None on Rapid / 50% best-day on Builder & Flex | Min profitable days (no % cap) |
| Min trading days | 1 (Starter/Expert) | None |
| Payout speed | ~1 minute (reported) | 1 to 3 days |
| Payout frequency | Daily (Rapid) / Weekly (Builder, Flex) | Bi-weekly |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed (no HFT) | Varies by programme |
| Weekend holding | Not allowed | Allowed |
| Scaling cap | "00K payout cap; path to live | $4M |
| US traders | Yes | Yes |
| Trustpilot | 4.9 (4,000+) | 4.7 (21,000+) |
| Value score | 84 | 80 |
Verdict
Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. Pick The5ers if you want MT4, MT5 or cTrader access to forex, indices and metals. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
My Funded Futures strengths
No daily loss limit, ultra fast payouts (~1 min), 100% first "0K, path to live capital
My Funded Futures weaknesses
Monthly subscription, strict HFT restrictions, newer track record
The5ers strengths
Scale to $4M, 100% split at top tier, 10 year track record, 4.8 Trustpilot
The5ers weaknesses
Low starting split (50% on Hyper Growth), tight 4 to 6% drawdown, MT5 only