FundingPips vs Tradeify: Compared Rule by Rule for 2026
FundingPips and Tradeify sit on opposite sides of the asset-class divide, and the choice between them tends to come down to two or three specific numbers rather than brand. FundingPips focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while Tradeify covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Tradeify prices its 100K challenge at ~"39/month, roughly a hundred dollars below FundingPips, and Tradeify advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | FundingPips | Tradeify |
|---|---|---|
| Markets | Forex, Indices, Metals, Crypto, Energies | Futures (CME) |
| Audited variants | 4 | 3 on watchlist |
| Evaluation | 1-Step or 2-Step | 1-Step (Growth/Select/Lightning) |
| Account sizes | $5K to $200K | $25K, $50K, "00K, "50K |
| Fee (100K) | ~$499 | ~$265 one-time |
| Profit split | 60 to 100% (frequency dependent) | 90% (Sim Funded) / 80% (Elite Live) |
| Max drawdown | 10% | $2,000 EOD trailing |
| Drawdown type | Static | Trailing |
| Daily loss | 5% | None during eval |
| Consistency rule | 45% (15% on Zero) | 40% (eval) / 20–30% scaling (funded) |
| Min trading days | None specified | 3 |
| Payout speed | 1 to 3 days | ~1 business day |
| Payout frequency | Weekly / Bi-weekly / Monthly | Bi-weekly (Flex) / Daily (Lightning) |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Allowed | Not allowed |
| Scaling cap | Progressive | Elite Live accounts after 5 payouts |
| US traders | Yes | Yes |
| Trustpilot | 4.5 (30,312+) | 4.6 (~2,000) |
| Value score | 86 | 77 |
Verdict
Pick FundingPips if you want MT4, MT5 or cTrader access to forex, indices and metals, or a static 10% drawdown gives you a fixed floor to plan against. Pick Tradeify if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"39/month entry fee at the 100K tier changes your break-even maths. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Heads up: Tradeify has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
FundingPips strengths
"25M+ total payouts, widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency (60% weekly vs 95% infrequent), 15% consistency score, recent rule change complaints
Tradeify strengths
No activation fee, 3 day min eval, daily payout option, EOD drawdown locks early
Tradeify weaknesses
Monthly subscription, newer firm, 40% consistency rule