FundingPips vs My Funded Futures: Compared Rule by Rule for 2026
FundingPips and My Funded Futures sit on opposite sides of the asset-class divide, and the choice between them tends to come down to two or three specific numbers rather than brand. FundingPips focuses on forex, indices, metals and crypto on MT4, MT5 and cTrader, while My Funded Futures covers US futures on the same execution stack. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, My Funded Futures prices its 100K challenge at ~"07/month, roughly a hundred dollars below FundingPips, and My Funded Futures advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | FundingPips | My Funded Futures |
|---|---|---|
| Markets | Forex, Indices, Metals, Crypto, Energies | Futures (CME) |
| Audited variants | 4 | 5 |
| Evaluation | 1-Step or 2-Step | 1-Step (Core/Rapid/Pro/Flex/Builder) |
| Account sizes | $5K to $200K | $25K, $50K, "00K, "50K |
| Fee (100K) | ~$499 | ~"07/month |
| Profit split | 60 to 100% (frequency dependent) | 80 to 90% (plan-specific) |
| Max drawdown | 10% | $2K to $3K trailing (plan-specific) |
| Drawdown type | Static | Trailing |
| Daily loss | 5% | None (no DLL) |
| Consistency rule | 45% (15% on Zero) | None on Rapid / 50% best-day on Builder & Flex |
| Min trading days | None specified | 1 (Starter/Expert) |
| Payout speed | 1 to 3 days | ~1 minute (reported) |
| Payout frequency | Weekly / Bi-weekly / Monthly | Daily (Rapid) / Weekly (Builder, Flex) |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed (no HFT) |
| Weekend holding | Allowed | Not allowed |
| Scaling cap | Progressive | "00K payout cap; path to live |
| US traders | Yes | Yes |
| Trustpilot | 4.5 (30,312+) | 4.9 (4,000+) |
| Value score | 86 | 84 |
Verdict
Pick FundingPips if you want MT4, MT5 or cTrader access to forex, indices and metals. Pick My Funded Futures if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"07/month entry fee at the 100K tier changes your break-even maths. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
FundingPips strengths
"25M+ total payouts, widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency (60% weekly vs 95% infrequent), 15% consistency score, recent rule change complaints
My Funded Futures strengths
No daily loss limit, ultra fast payouts (~1 min), 100% first "0K, path to live capital
My Funded Futures weaknesses
Monthly subscription, strict HFT restrictions, newer track record