Earn2Trade vs FundingPips: Compared Rule by Rule for 2026
Earn2Trade and FundingPips sit on opposite sides of the asset-class divide, and the choice between them tends to come down to two or three specific numbers rather than brand. Earn2Trade focuses on CME futures instruments via Rithmic and Tradovate, while FundingPips covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Earn2Trade prices its 100K challenge at ~"50/month (TCP100), roughly a hundred dollars below FundingPips, and FundingPips advertises a headline split of ninety five percent.
Side-by-side comparison
| Rule | Earn2Trade | FundingPips |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Metals, Crypto, Energies |
| Audited variants | 2 | 4 |
| Evaluation | 1-Step (Gauntlet Mini / Trader Career Path) | 1-Step or 2-Step |
| Account sizes | $25K to $200K | $5K to $200K |
| Fee (100K) | ~"50/month (TCP100) | ~$499 |
| Profit split | 80/20 (flat) | 60 to 100% (frequency dependent) |
| Max drawdown | ~$2K to $2.5K (fixed floor) | 10% |
| Drawdown type | Trailing | Static |
| Daily loss | None (drawdown-based) | 5% |
| Consistency rule | 30% (eval) | 45% (15% on Zero) |
| Min trading days | 10 (TCP) | None specified |
| Payout speed | Weekly (Wednesdays) | 1 to 3 days |
| Payout frequency | Weekly | Weekly / Bi-weekly / Monthly |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Not allowed | Allowed |
| Scaling cap | Scales to $400K | Progressive |
| US traders | Yes | Yes |
| Trustpilot | 4.7 (2,800+) | 4.5 (30,312+) |
| Value score | 82 | 86 |
Verdict
Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FundingPips if you want MT4, MT5 or cTrader access to forex, indices and metals, or the ninety five percent headline split materially affects your annual take. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Earn2Trade strengths
Long track record (since 2016), strong reputation, structured education path, weekly payouts
Earn2Trade weaknesses
Subscription model, slower scaling than newer competitors, no forex/CFDs
FundingPips strengths
"25M+ total payouts, widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency (60% weekly vs 95% infrequent), 15% consistency score, recent rule change complaints