Earn2Trade vs FTMO: Compared Rule by Rule for 2026
Two firms, two operating philosophies. Earn2Trade was founded in 2016 out of Wilmington; FTMO followed in 2015 from Prague, and the product design reflects that lineage. Earn2Trade focuses on CME futures instruments via Rithmic and Tradovate, while FTMO covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Earn2Trade prices its 100K challenge at ~"50/month (TCP100), roughly a hundred dollars below FTMO, and FTMO advertises a headline split of ninety percent.
Side-by-side comparison
| Rule | Earn2Trade | FTMO |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Commodities, Crypto, Stocks |
| Audited variants | 2 | 2 |
| Evaluation | 1-Step (Gauntlet Mini / Trader Career Path) | 1-Step or 2-Step |
| Account sizes | $25K to $200K | "0K to $200K |
| Fee (100K) | ~"50/month (TCP100) | €540 |
| Profit split | 80/20 (flat) | 80 to 90% |
| Max drawdown | ~$2K to $2.5K (fixed floor) | 10% |
| Drawdown type | Trailing | Static |
| Daily loss | None (drawdown-based) | 5% |
| Consistency rule | 30% (eval) | None |
| Min trading days | 10 (TCP) | 4 |
| Payout speed | Weekly (Wednesdays) | ~8 hours to 1 day |
| Payout frequency | Weekly | Bi-weekly / Monthly |
| News trading | Allowed | Restricted on funded accounts (2-min window) |
| EAs / bots | Allowed | Allowed with restrictions |
| Weekend holding | Not allowed | Swing account only |
| Scaling cap | Scales to $400K | $2M (no $400K tier) |
| US traders | Yes | Via FTMO US / OANDA only |
| Trustpilot | 4.7 (2,800+) | 4.8 (29,000+) |
| Value score | 82 | 92 |
Verdict
Pick Earn2Trade if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"50/month (TCP100) entry fee at the 100K tier changes your break-even maths. Pick FTMO if you want MT4, MT5 or cTrader access to forex, indices and metals, or the ninety percent headline split materially affects your annual take. Traders who plan to hold overnight or through news should read the specific policy on each firm's site before committing capital.
Earn2Trade strengths
Long track record (since 2016), strong reputation, structured education path, weekly payouts
Earn2Trade weaknesses
Subscription model, slower scaling than newer competitors, no forex/CFDs
FTMO strengths
Longest track record, $200M+ paid, static drawdown, no consistency rule
FTMO weaknesses
$400K scaling cap, no futures, news restrictions on funded accounts, US traders via FTMO US only