Apex Trader Funding vs FundingPips: Compared Rule by Rule for 2026
Apex Trader Funding and FundingPips sit on opposite sides of the asset-class divide, and the choice between them tends to come down to two or three specific numbers rather than brand. Apex Trader Funding focuses on CME futures instruments via Rithmic and Tradovate, while FundingPips covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm. On the numbers that matter, Apex Trader Funding prices its 100K challenge at ~"67 one-time, roughly a hundred dollars below FundingPips, and Apex Trader Funding advertises a headline split of one hundred percent.
Side-by-side comparison
| Rule | Apex Trader Funding | FundingPips |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Metals, Crypto, Energies |
| Audited variants | 2 on watchlist | 4 |
| Evaluation | 1-Step | 1-Step or 2-Step |
| Account sizes | $25K to "50K | $5K to $200K |
| Fee (100K) | ~"67 one-time (promos to ~$30) | ~$499 |
| Profit split | 100% (flat — Apex 4.0) | 60 to 100% (frequency dependent) |
| Max drawdown | Trailing ($3K on 100K) | 10% |
| Drawdown type | Trailing | Static |
| Daily loss | None | 5% |
| Consistency rule | 50% | 45% (15% on Zero) |
| Min trading days | 5 | None specified |
| Payout speed | 3 to 5 days | 1 to 3 days |
| Payout frequency | Weekly (2x/month) | Weekly / Bi-weekly / Monthly |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Not allowed | Allowed |
| Scaling cap | 6 payouts per PA | Progressive |
| US traders | Yes | Yes |
| Trustpilot | 4.3 (17,860+) | 4.5 (30,312+) |
| Value score | 84 | 86 |
Verdict
Pick Apex Trader Funding if you want US futures on Rithmic or Tradovate rather than spot FX, or the ~"67 one-time entry fee at the 100K tier changes your break-even maths. Pick FundingPips if you want MT4, MT5 or cTrader access to forex, indices and metals, or a 1 to 3 days first payout window fits your cashflow. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Heads up: Apex Trader Funding has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
Apex Trader Funding strengths
Flat 100% profit split, one-time eval fee, large funded account base, simplified rule set
Apex Trader Funding weaknesses
Trailing drawdown, 6 payouts per PA cap, $85/month PA fee, ongoing Riot v. Apex litigation
FundingPips strengths
"25M+ total payouts, widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency (60% weekly vs 95% infrequent), 15% consistency score, recent rule change complaints