Apex Trader Funding vs FundingPips: Compared Rule by Rule for 2026
Apex Trader Funding and FundingPips sit on opposite sides of the asset-class divide, and the choice between them tends to come down to two or three specific numbers rather than brand. Apex Trader Funding focuses on CME futures instruments via Rithmic and Tradovate, while FundingPips covers the broader multi-asset offering. That alone makes them shortlisted together only when a trader is choosing an asset class rather than a firm.
At 100K: Apex Trader Funding from $59, FundingPips from $444.
Side-by-side comparison
| Rule | Apex Trader Funding | FundingPips |
|---|---|---|
| Markets | Futures (CME) | Forex, Indices, Metals, Crypto, Energies |
| Watchlist | on watchlist | No |
| Evaluation | 1-Step | 1-Step or 2-Step |
| Account sizes | $25K, $50K, $100K, $150K | $5K, $10K, $25K, $50K, $100K, $200K |
| Fee (100K) | $59 | $444 |
| Profit split | 100% | 80 to 100% |
| Max drawdown (100K) | $3,000 | 5% |
| Drawdown type | Intraday trailing | Intraday trailing |
| Daily loss (100K) | n/a | $3,000 |
| Consistency rule | n/a | 15% |
| Min trading days | 1 | n/a |
| First payout | 5 days | 14 days |
| News trading | Allowed | Allowed |
| EAs / bots | Allowed | Allowed |
| Weekend holding | Not allowed | Allowed |
| US traders | Yes | Yes |
| Trustpilot | Trustpilot profile | Trustpilot profile |
Verdict
Pick Apex Trader Funding if you want US futures on Rithmic or Tradovate rather than spot FX. Pick FundingPips if you want MT4, MT5 or cTrader access to forex, indices and metals, or a fast first payout window fits your cashflow. In practice, day-trading scalpers gravitate to whichever firm keeps their per-trade cost lowest; multi-day swing traders weight the drawdown mechanic more heavily.
Heads up: Apex Trader Funding has announced model changes in the past 90 days. We re-audit watchlisted firms every 7 days; double-check the live rules page before purchasing.
Apex Trader Funding strengths
Flat profit split, one-time eval fee, large funded account base, simplified rule set
Apex Trader Funding weaknesses
Trailing drawdown, capped payouts per PA, monthly PA fee, ongoing Riot v. Apex litigation
FundingPips strengths
Widest platform selection, flexible payout frequency tiers
FundingPips weaknesses
Split tied to withdrawal frequency, consistency score, recent rule change complaints