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    3 audited variantsFounded 2024 · Limassol, Cyprus

    Moneta Funded Review: Fees, Rules and Payout Mechanics

    A Cyprus-based forex prop firm launched in 2024. Moneta competes on a clean rule set: static drawdown, no consistency rule, single profit target, refundable fee. Track record is short and the firm is best treated as a higher-risk option until it has paid out across multiple cycles. Below: every rule that governs the Moneta Funded evaluation and funded account, with a side-by-side comparison to the firms most often considered alongside it.

    ModelOne-time fee
    Split80 to 90%
    Drawdown10%
    Payout24 to 48 hours
    Scaling".5M
    Audited Variants (3)Deep audit · 28 April 2026
    VariantDD TypeMin DaysCycleSpeedCap %/$ConsistencyFirst payout
    Two-Step Challenge ("00K)Static3biweekly48h—None on 2-StepDay 14
    Instant Funding ("00K)EOD Trailing5biweekly——20% best-day (Instant only)Day 14
    Sprint Challenge
    NEW April 2026
    		Static————None (single session: 1/2/4/8h windows)—
    Static EOD Trailing Intraday Trailing EOD Balance User Choice

    A Cyprus-based forex prop firm launched in 2024. Moneta competes on a clean rule set: static drawdown, no consistency rule, single profit target, refundable fee. Track record is short and the firm is best treated as a higher-risk option until it has paid out across multiple cycles.

    Pricing Matrix
    SizeEval
    $200K$831

    Fee refund: Yes (with 1st payout)

    Key Strength

    Clean rule set, static drawdown, no consistency rule, EU-adjacent jurisdiction

    Key Weakness

    Less than two years old, small Trustpilot sample, limited payout history

    Platforms
    MT5
    cTrader
    TradeLocker
    News trading: Allowed
    Weekend holding: Allowed
    EAs/Bots: Allowed
    Min trading days: 4
    Profit Split
    90%

    80 to 90%

    Maximum achievable split

    Payout Rules
    First payout in
    24 to 48 hours
    Cycle
    Every 14 days
    Cap per cycle
    Unspecified
    Cap per account
    ".5M
    Split schedule
    80 to 90%
    Withdrawal
    Wire, Crypto, Rise
    Consistency gate
    None on 2-Step / 20% best-day on Instant
    Evaluation Phases
    1
    1-Step
    10% profit
    2
    2-Step Phase 1
    8% profit
    3
    2-Step Phase 2
    5% profit
    4
    Funded
    Live trading, bi-weekly payouts
    Scaling Roadmap
    "00K
    $200K
    $400K
    ".5M (max)
    Variant rules audited from PDF master data; pricing tiers interpolatedData verified April 2026

    Compare Moneta Funded against

    FTMO

    Longest track record, $200M+ paid, static drawdown, no consistency rule

    €540·80 to 90%
    FundedNext

    95% profit split (Stellar), 15% profit share during challenge, news trading unrestricted, 24hr payout guarantee

    ~$549·Up to 95%
    The5ers

    Scale to $4M, 100% split at top tier, 10 year track record, 4.8 Trustpilot

    ~$495 to $595·50 to 100% (scales)

    Browse Moneta Funded in context

    Forex Prop FirmsProp Firms With No Consistency RuleAll firms

    Quick facts

    • MarketsForex, Indices, Metals, Crypto
    • Account sizes$5K to $200K
    • Evaluation1 or 2-Step
    • Min trading days4
    • Time limitUnlimited
    • US tradersNo
    • Payout methodsWire, Crypto, Rise
    • Trustpilot4.5 / 5
    View full comparison tableHead-to-head against another firm

    Disclaimer: This is independent editorial research based on public firm documentation and trader reports. We are not affiliated with Moneta Funded. Information was last verified on 28 April 2026 and prop firm rules can change without notice. Always read the firm's current terms before purchasing an evaluation.