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    6 audited variantsFounded 2026 · Saint Lucia

    Moneta Funded Review: Fees, Rules and Payout Mechanics

    A Cyprus-based forex prop firm launched in 2024. Moneta competes on a clean rule set: static drawdown, no consistency rule, single profit target, refundable fee. Track record is short and the firm is best treated as a higher-risk option until it has paid out across multiple cycles. Below: every rule that governs the Moneta Funded evaluation and funded account, with a side-by-side comparison to the firms most often considered alongside it.

    Cheapest path to funding
    $30
    Sprint Challenge 10K
    Fastest first payout
    Day one
    Instant Funding
    Highest split available
    100%
    Sprint Challenge

    Choose your Moneta Funded account

    6 programs audited from the August 2026 master dataset. Pick a program and size to see the exact rules that apply.

    Variant-level data
    Fee
    $840
    One-time
    Profit split
    88%
    Max drawdown
    6% = $6,000
    Static
    Daily loss
    3%
    Profit target
    10%
    First payout
    3 profitable days
    Payout cadence
    Every 14d
    24-48h
    Consistency
    None eval
    All sizes priced for 1-Step Challenge5 tiers
    SizeFeeCurrency
    $5K$42USD
    $10K$90USD
    $25K$215USD
    $50K$465USD
    $100K$840USD

    Notes:To 1:30

    Compare account sizes

    Moneta Funded 5KMoneta Funded 10KMoneta Funded 25KMoneta Funded 50KMoneta Funded 100KMoneta Funded 2.5KMoneta Funded 20KMoneta Funded 40KMoneta Funded 80K
    ModelEval + Instant
    Split88% (flat)
    Drawdown6 to 10%
    Payout24 to 48 hours
    Scaling$2M
    Audited Variants (6)Deep audit · 25 June 2026
    VariantDD TypeMin DaysCycleSpeedCap %/$ConsistencyFirst payout
    Moneta Funded 1-Step ChallengeStatic3Every 14d24-48h—None evalDay 3
    Moneta Funded 2-Step ChallengeStatic3Every 14d24-48h—NoneDay 3
    Moneta Funded Instant FundingEOD Trailing0Every 14d24-48h—15-20% dailyDay 0
    Moneta Funded Instant ProEOD Trailing0On-demand then 14d24-48h—None (4% max profit/day)Day 0
    Moneta Funded PhoenixStatic3Every 14d24-48h—NoneDay 3
    Moneta Funded Sprint ChallengeUser Choice0On-demand after successWithin 48h—NoneDay 0
    Static EOD Trailing Intraday Trailing EOD Balance User Choice

    A Cyprus-based forex prop firm launched in 2024. Moneta competes on a clean rule set: static drawdown, no consistency rule, single profit target, refundable fee. Track record is short and the firm is best treated as a higher-risk option until it has paid out across multiple cycles.

    Pricing Matrix
    SizeEvalInstant
    $200K$831",496

    Fee refund: Yes (with 1st payout)

    Key Strength

    Clean rule set, static drawdown, no consistency rule, EU-adjacent jurisdiction

    Key Weakness

    Less than two years old, small Trustpilot sample, limited payout history

    Platforms
    MT5
    cTrader
    TradeLocker
    News trading: Allowed
    Weekend holding: Allowed
    EAs/Bots: Allowed
    Min trading days: 4
    Profit Split
    88%

    88% (flat)

    Maximum achievable split

    Payout Rules
    First payout in
    24 to 48 hours
    Cycle
    Every 14 days
    Cap per cycle
    Unspecified
    Cap per account
    $2M
    Split schedule
    88% (flat)
    Withdrawal
    Wire, Crypto, Rise
    Consistency gate
    None (20% Instant only)
    Evaluation Phases
    1
    1-Step
    10% profit
    2
    2-Step Phase 1
    8% profit
    3
    2-Step Phase 2
    5% profit
    4
    Funded
    Live trading, bi-weekly payouts
    Scaling Roadmap
    "00K
    $200K
    $400K
    ".5M (max)
    Variant rules audited from PDF master data; pricing tiers interpolatedData verified June 2026

    Compare Moneta Funded against

    FTMO

    Longest track record, $200M+ paid, static drawdown, no consistency rule

    €540·80 to 90%
    FundedNext

    95% profit split (Stellar), 15% profit share during challenge, news trading allowed in evaluation, 24hr payout guarantee

    ~$549·80 to 90% (95% add-on)
    The5ers

    Scale to $4M, 100% split at top tier, 10 year track record, 4.8 Trustpilot

    ~$74 to $595·80 to 100% (scales)

    Browse Moneta Funded in context

    Forex Prop FirmsInstant Funding Prop FirmsProp Firms With No Consistency RuleAll firms

    Quick facts

    • MarketsForex, Indices, Metals, Crypto
    • Account sizes$5K to $200K
    • Evaluation1/2-Step / Instant / Phoenix / Sprint
    • Min trading days4
    • Time limitUnlimited
    • US tradersNo
    • Payout methodsWire, Crypto, Rise
    • Trustpilot4.4 / 5
    View full comparison tableCompare against another firm

    Disclaimer: This is independent editorial research based on public firm documentation and trader reports. We are not affiliated with Moneta Funded. Information was last verified on 25 June 2026 and prop firm rules can change without notice. Always read the firm's current terms before purchasing an evaluation.