Firm rules
Topstep rules
Topstep rules for 5 programs: static and end-of-day trailing drawdown, first payout after 3 active days, a 55% consistency rule. Checked 7 Nov 2026.
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Evaluation rules by program
One row per program. Where a value changes with the account size, each size is listed.
| Program | Sizes | Profit target | Max drawdown | Drawdown type | Daily loss limit | Consistency | Max contracts |
|---|---|---|---|---|---|---|---|
Combine (Standard) (Monthly) Sizes: 50K, 100K, 150K | 50K, 100K, 150K | Profit target
| Max drawdown
| Drawdown type End-of-day trailing | Consistency 55% | Max contracts
| |
Combine (No Activation Fee) (Monthly) Sizes: 50K, 100K, 150K | 50K, 100K, 150K | Profit target
| Max drawdown
| Drawdown type End-of-day trailing | Consistency 55% | Max contracts
| |
Combine (No Activation Fee + RTA) (Monthly) Sizes: 50K, 100K, 150K | 50K, 100K, 150K | Profit target
| Max drawdown
| Drawdown type End-of-day trailing | Daily loss limit
| Consistency 55% | Max contracts
|
Combine Daily Payouts+ Drop #010 EOD Sizes: 50K | 50K | Profit target $3,000 | Max drawdown $2,000 | Drawdown type End-of-day trailing | Daily loss limit $1,000 | Consistency 55% | Max contracts 5 mini / 50 micro |
Combine Daily Payouts+ Drop #011 Static Sizes: 50K | 50K | Profit target $4,000 | Max drawdown $2,000 | Drawdown type Static | Daily loss limit $1,000 | Consistency 55% | Max contracts 5 mini / 50 micro |
Data checked · Source: topstep.com
Drawdown in plain words
Each program sets a loss limit: an account that falls to it fails. How the limit moves depends on the drawdown type.
Static
Combine Daily Payouts+ Drop #011 Static
The limit is a fixed balance: the starting balance minus the maximum drawdown. Profits do not move it.
Example: Topstep Combine Daily Payouts+ Drop #011 Static on a $50,000 account with a $2,000 maximum drawdown. The limit is $48,000 from the first trade, and it is still $48,000 after the balance reaches $51,000. (data checked )
End-of-day trailing
Combine (Standard) (Monthly), Combine (No Activation Fee) (Monthly), Combine (No Activation Fee + RTA) (Monthly), Combine Daily Payouts+ Drop #010 EOD
The limit trails the highest end-of-day balance by the maximum drawdown. It moves only at the daily close and never down; swings inside the day do not move it.
Example: Topstep Combine (Standard) (Monthly) on a $50,000 account with a $2,000 maximum drawdown. The limit starts at $48,000. If a day closes at $51,000, the limit moves up to $49,000 at the close; a losing day after that does not move it back down. (data checked )
From the program terms
Combine (Standard) (Monthly)
- Max Loss Limit $2,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $50,000 starting balance. In the funded XFA it starts $2,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 50K
- Max Loss Limit $3,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $100,000 starting balance. In the funded XFA it starts $3,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 100K
- Max Loss Limit $4,500 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $150,000 starting balance. In the funded XFA it starts $4,500 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 150K
Combine (No Activation Fee) (Monthly)
- Max Loss Limit $2,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $50,000 starting balance. In the funded XFA it starts $2,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 50K
- Max Loss Limit $3,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $100,000 starting balance. In the funded XFA it starts $3,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 100K
- Max Loss Limit $4,500 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $150,000 starting balance. In the funded XFA it starts $4,500 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 150K
Combine (No Activation Fee + RTA) (Monthly)
- Max Loss Limit $2,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $50,000 starting balance. In the funded XFA it starts $2,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 50K
- Max Loss Limit $3,000 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $100,000 starting balance. In the funded XFA it starts $3,000 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 100K
- Max Loss Limit $4,500 trails the end-of-day balance: it rises as the closing balance grows and never moves down, but a breach counts in real time, open losses included. It locks for good once it reaches the $150,000 starting balance. In the funded XFA it starts $4,500 below a $0 balance, locks at $0, and is set to $0 after the first payout. at 150K
Daily loss limit
A daily loss limit caps how much the account may lose in one trading day. Where we hold the firm’s own wording about the limit, it is shown with the program.
Combine (No Activation Fee + RTA) (Monthly)
soft breachDaily loss limit
- $1,000 at 50K
- $2,000 at 100K
- $3,000 at 150K
Combine Daily Payouts+ Drop #010 EOD
softDaily loss limit
$1,000Combine Daily Payouts+ Drop #011 Static
softDaily loss limit
$1,000
Consistency rule
A consistency rule caps the share of total profit that may come from your best trading day.
How this rule worksCheck your best day
Example: Topstep Combine (Standard) (Monthly) on a $50,000 account: the profit target is $3,000 and the rule is 55%. If you finish exactly on the target, no single day may have made more than $1,650 of it. (data checked )
Combine (Standard) (Monthly)
Evaluation
55%Combine (No Activation Fee) (Monthly)
Evaluation
55%Combine (No Activation Fee + RTA) (Monthly)
Evaluation
55%Combine Daily Payouts+ Drop #010 EOD
Evaluation
55%Combine Daily Payouts+ Drop #011 Static
Evaluation
55%
Payout rules
From the payout schedule we hold for each program, read from the firm’s own payout terms. Days are active days as the firm counts them.
Combine (Standard) (Monthly), Combine (No Activation Fee) (Monthly) and Combine (No Activation Fee + RTA) (Monthly)
- First payout
- After 3 active days
- After that
- Every 3 active days
- Minimum payout
- $125
- Share of profit per request
- Up to 50%
- Profit split
- 90%
- Request rule
- Standard path: at least $0.01 net profit since the last payout (first payout exempt). Consistency path: the 40% window and day count reset after each payout.
- Drawdown after the first payout
- Max Loss Limit set to $0 after the first payout; the remaining balance becomes the loss floor
- Methods
- Prop-to-Brokerage (US, no fee), Aeropay (US, no Topstep fee), Wise (China, Canada, UK; no Topstep fee), ACH (US, $30), Wire/SWIFT (international, $30)
- Cap per request
Up to $12,000
Data checked · Source: help.topstep.com
Prohibited conduct
Recent changes at Topstep
Topstep can now hold profiles, pausing payout requests and purchases for 7 business days
Worse for tradersTopstep Labs tests daily payouts on two limited $50K Combines
Better for tradersTopstep opens four Labs accounts for purchase at any time
UpdateTopstep Labs adds two flat-payout $3K challenges
UpdateTopstep cuts Combine pricing and adds a 150K size
Better for traders
Before you trade
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These are the rules we read on Topstep’s own pages on the dates shown, not advice. Firms change their rules without notice, so check Topstep’s terms before you buy or trade.